Boat Insurance

Specialized Boat Insurance Coverage

Progressive offers insurance for virtually all types of pleasure boats and watercraft. When you choose Progressive Boat insurance, you’ll find low rates, a variety of discounts* and disappearing deductibles, as well as a variety of specialized coverage options, including:

• Total Loss Replacement Coverage: If your boat is ever declared a total loss, we’ll buy you a new boat.
• 24-hour Roadside Assistance: If your vehicle becomes disabled while you’re towing your boat, we’ll be there to help.
• Fishing Equipment Coverage
• Personal Effects Coverage
• On-water Towing
• Fuel Spill Coverage
• Wreckage Removal Coverage
• Property Damage Liability — coverage for fuel spills

Why isn’t my homeowner’s policy a good place to insure my boat?

Many people choose to insure their boats on their homeowner’s policy. However, homeowner’s policies typically only provide minimal boat insurance coverage. For example, your homeowner’s policy may not include specialized coverages, such as Total Loss Replacement, Personal Effects or Fuel Spill Coverage.

Don’t be “sunk” when you have a claim and find out that you don’t have the coverage you really need. Get a Progressive Boat insurance policy today!

Need expert advice? Ask your Independent Agent About Progressive’s Boat Insurance

If you have boat insurance questions, ask an experienced independent insurance agent to evaluate your coverage needs. Your agent can offer good advice, as well as provide the best combination of insurance coverage for you and your boat — at the lowest possible rate. Whether you’re buying a new boat or moving to a new neighborhood, your agent will have the answers you need.

Not sure how much boat insurance costs? Get an online quote...