Save with SnapshotSM
Earn a Snapshot DiscountSM for Driving Safely
Get an insurance rate that's based on how you drive, with Progressive's Snapshot program. You can earn a discount by sending us a "snapshot" of your safe driving habits.
You can save money with Snapshot by driving fewer miles, in safer ways and during safer times of the day.
How Snapshot Works
Ask your local insurance agent if Snapshot is right for you.
Sign up when you buy your Progressive policy.
Get the device in the mail and plug it in.
Your Snapshot device will come with easy instructions. Just plug the device into your car and drive to share information about how you drive, how much you drive, and when you drive with Progressive.
Log in and see your potential savings.
Log in to your policy on ProgressiveAgent.com to view your driving data and projected discount. After 30 days, your initial Snapshot savings – which can be anywhere from zero to 30 percent – will be applied to your policy.
After six months, send your device back and enjoy your discount!
After 6 months, send the Snapshot device back, and we'll set your discount.
What information does the Snapshot device collect?
The Snapshot device collects information about sudden changes in speed, how much you drive, and when you drive. It also collects your vehicle identification number and triggers an email to you if it comes unplugged. Some devices collect location data: this is only for research purposes—we don't use it to calculate your rate.
How might Snapshot affect my rate?
With Snapshot, we measure a variety of factors related to your driving and driving conditions, including things such as the times of day you drive, hard brakes, accelerations and amount you drive. Riskier driving habits based on these factors indicate a greater likelihood of being in an accident, and may result in a higher rate at renewal.
Learn more about these factors.
Snapshot is currently available through independent agents in the following states: Alabama, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Iowa, Illinois, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Utah, Vermont, Virginia, Washington, Washington DC, Wisconsin, West Virginia and Wyoming.
Savings vary by state. For more information, talk to your independent insurance agent.