Our specialized snowmobile insurance policies can cover you for theft, liability, medical bills, and a whole lot more.
Progressive Snowmobile insurance policies are available in the states of Alaska, Colorado,
Connecticut, Idaho, Illinois, Indiana, Iowa, Maine, Maryland, Michigan, Minnesota, Montana,
New Hampshire, New York, North Dakota, Ohio, Oregon, Pennsylvania, South Dakota, Utah, Vermont,
Washington, Wisconsin, and Wyoming.
Riders choose Progressive for our comprehensive offering of snowmobile insurance coverages,
specialized claims service and competitive rates.
With a Progressive Snowmobile policy, you will receive wide-ranging coverage for you and your
sled, such as:
- Bodily Injury & Property Damage Liability
- Comprehensive & Collision
- Uninsured/Underinsured Motorist
- Medical Payments
- Roadside Assistance
- Accessory Coverage
Does Progressive Snowmobile insurance include my snowmobile accessories?
Yes, depending on your state, Progressive Snowmobile insurance may include Accessory coverage!
Depending on where you live, Accessory coverage may be included at no additional charge when
Comprehensive or Collision coverage is purchased. Generally, at least $1,000 of Accessory coverage
is provided, but this amount varies by state. In some states, additional Accessory coverage may be
purchased up to a total limit of $30,000.
Accessories are defined as equipment, devices, enhancements and changes, other than those that
the manufacturer originally installs, that alter the appearance or performance of your snowmobile. This
includes, but is not limited to:
- Any electronic equipment, antennas and other devices used exclusively to send or receive
audio, visual or data signals or play back recorded media, other than those originally installed
by the manufacturer, and that are permanently installed on your snowmobile using bolts or
brackets, including slide-out brackets.
- Trailers designed to be pulled behind a snowmobile.
- Custom paint, engine modifications, and suspension/springs.
- Exhausts, racks, saddlebags, hitches, seats/backrests, and windshields.
- Safety apparel, including helmets. (Coverage is provided in the event of a Collision loss. Theft
is not covered.)
- Plow blades or winches.
Please note: Progressive recommends you retain photos of your snowmobile and all receipts for your
snowmobile accessories.
How can I save more money on my snowmobile insurance?
When you insure your snowmobile with Progressive, you may qualify for significant discounts,
including a multiple snowmobile discount. Plus, safe riders may receive lower rates, since your
driving record helps determine your rate.
Progressive also offers the following discounts to snowmobile policyholders:*
- Safety Course discount
- Homeowner discount
- Paid-in-full discount
- Multi-policy discount
* Discounts not available in all states/situations.
Ask your independent agent for your free snowmobile
insurance quote today.