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Progressive's Loyalty Rewards Program

Our little way of saying thanks for sticking around!

We want to be your #1 choice for boat and PWC insurance — both now and in the future. That's why we offer Progressive's Loyalty Rewards Program.

Rewards start as early as your first policy with us and can grow with each renewal — from silver-level, to gold — all the way up to our diamond-level rewards. Upon buying a Progressive policy from your local agent or broker, you'll be automatically enrolled in the program.

Rewards may include the following:*

  • Small Accident Forgiveness

    Minor accidents won't impact your rate at renewal.
  • Specialized Claims Service

    Your claim will be handled by a representative who specializes in personal watercrafts and boats.
  • Responsible Driver Discount

    If it's been a while since you've had an accident or violation, you may qualify for this discount.
  • Fuel Spill Liability

    Your insurance policy will cover any fees that you are legally liable to pay to clean up an oil spill.
  • Renewal Guarantee

    If you want to renew, we've got a policy for you.
  • Claims Free Discount

    You can save with our Claims Free Discount if your previous Progressive policy period was accident-free.
  • Large Accident Forgiveness

    Even after a large accident, your rates won't increase at renewal.

For more information on Progressive's Loyalty Rewards Program, talk to your independent agent or broker.

*© 2012 Progressive Casualty Insurance Company. The Progressive Loyalty Rewards Program is the property of Progressive and is nontransferable. Progressive reserves the right to change or discontinue the program at any time. Additional conditions may apply. Not available in all states and situations. Rewards vary by product, state, and tenure.


Auto insurance products and prices are different when purchased directly from Progressive or through independent agents/brokers. Because the prices are different, you won't know which price is the lowest for you until you obtain separate quotes from our agency and our direct businesses. Progressive quotes available through the ProgressiveAgent.com site are only for policies purchased through agents/brokers.