About Our Terms of Use
Please read these Terms and Conditions of Use ("Terms of Use") carefully before using this Web site. Your use of this site is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site.

Progressive Casualty Insurance Company reserves the right to modify the Terms of Use at any time. Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use. Please check this page regularly.

Terms of Use

Copyright/Trademark
Third-Party Sites
Privacy & Security
Password Registration
Agents and Brokers
Disclaimer of Warranty
Limitation of Liability
Jurisdiction/Enforceability
Underwriting Companies

Copyright/Trademark

Except where otherwise indicated, all materials contained in this Web site are the copyrighted property of Progressive Casualty Insurance Company, its affiliated companies (collectively "Progressive") and/or third party licensors. The Progressive logo, all other service marks, and the names of various products and services described within are service marks of Progressive.

Permission is hereby granted to use, copy and distribute these materials as presented in this Web site and without alteration for non-commercial purposes only; provided that all copyright and other proprietary notices appear in all copies in the same manner as the original. All other uses are prohibited.

Except as expressly provided herein, you shall not use any portion of this Web site, or any other intellectual property of Progressive (including, but not limited to Drive-related service marks), on any other Web site, in the source code of any other Web site, or in any other printed or electronic materials. Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of this Web site’s content or frame this Web site within any other Web site without our prior written permission. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from Progressive, is prohibited.

Third-Party Sites

This site contains links to other Internet Web sites ("Third-party Sites") that are not maintained by Progressive. These links are provided solely for your convenience. Progressive makes no warranties or representations about the content of, any products or services offered by, or the intellectual property compliance of, such Third-party Sites. We recommend that you take the time to read the privacy policies and user agreements of these sites.

Privacy & Security

Please review our Privacy & Security Policy, which also governs your visit to this Progressive Web site.

Password Registration

Some areas of the Progressive Web site are restricted and require a user identification code ("User ID") and a password for access. Unauthorized use of or access of such sites is strictly prohibited.

In accessing areas of the sites requiring a User ID and password, you agree that:

  • Progressive is entitled to act on instructions received under your User ID and password.
  • Progressive is not liable for any unauthorized access to your personal information that is not the direct result of negligence or intentional misconduct on the part of Progressive.
  • You will keep your password confidential and you will notify Progressive immediately if you believe someone else has obtained your User ID and password or any unauthorized access to the online servicing site has occurred or may occur.
  • Progressive may block online access to your policy without prior notice if we believe your User ID and password are being used by someone other than you, if any unauthorized access to your personal information has occurred or may occur, or for other reasons.
Agents and Brokers

In most states, independent insurance agents offer Progressive products to consumers. There are a few states, most notably California and New York, where insurance brokers place insurance products on behalf of customers. Although there are important legal distinctions between agents and brokers, for readability purposes this Web site may use "agent" to refer to both. While the relationship between brokers and Progressive differs from our relationship with independent agents, including the fact that brokers do not have binding authority, many of the same or similar tools and services are available to them. In some states brokers and agents may charge additional fees for the placement or servicing of a policy.

Disclaimer of Warranty

The content and materials in this site are provided "as is" and without representations or warranties of any kind, either express or implied. Progressive expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. Progressive does not warrant or represent that the functions or operation of this site will be uninterrupted or error-free, that defects will be corrected, or that this site, its servers or any e-mail sent from Progressive are free of viruses or other harmful components. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you.

Limitation of Liability

Progressive shall not be liable for any injury, loss, claim, or damage, nor any indirect, special, incidental or consequential damages of any kind, whether based in contract, tort, strict liability or otherwise, which arises out of (a) the use of, or inability to use, this site or content found in this site, or (b) unless resulting from the gross negligence or intentional actions of Progressive, its employees, agents or representatives, the unauthorized access to or alteration of your transmissions or data, even if Progressive has been advised of the possibility of such damages. Some states do not allow the exclusion of liability for certain damages, so the foregoing exclusions or limitations may not apply to you.

Jurisdiction/Enforceability

Use of this site shall be governed by and construed in accordance with the laws of the State of Ohio without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Cuyahoga County, Ohio.

Should any provision of these Terms of Use be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.

Underwriting Companies
Policies are underwritten by the following companies within The Progressive Group of Insurance Companies:
  • Drive New Jersey Insurance Company - NJ
    c/o CT Corporation System, 820 Bear Tavern Road,
    Ste 305, West Trenton, NJ 08628
  • Progressive American Insurance Company - OH
    6300 Wilson Mills Road, Mayfield village, OH 44143
  • Progressive Bayside Insurance Company OH
    6300 Wilson Mills Road, Mayfield village, OH 44143
  • Progressive Casualty Insurance Company OH
    6300 Wilson Mills Road, Mayfield Village, OH 44143
  • Progressive Classic Insurance Company WI
    c/o CT Corporation System, 8040 Excelsior Drive, Ste. 200, Madison, WI 53717
  • Progressive County Mutual Insurance Company TX
    7301 Metro Center Drive, Austin, TX 78744
  • Progressive Gulf Insurance Company OH
    6300 Wilson Mills Road, Mayfield Village, OH 44143
  • Progressive Hawaii Insurance Corp. OH
    6300 Wilson Mills Road, Mayfield Village, OH 44143
  • Progressive Michigan Insurance Company MI
    46333 Five Mile Road, Ste. 100, Plymouth, MI 48170
  • Progressive Mountain Insurance Company OH
    6300 Wilson Mills Road, Mayfield village, OH 44143
  • Progressive Northern Insurance Company WI
    c/o CT Corporation System, 8040 Excelsior Drive, Ste. 200, Madison, WI 53717
  • *Progressive Northwestern Insurance Company (C.A. # 6350)
    6300 Wilson Mills Road, Mayfield Village, OH 44143 State of Domicile: OH
  • Progressive Preferred Insurance Company OH
    6300 Wilson Mills Road, Mayfield Village, OH 44143
  • Progressive Security Insurance Company LA
    2450 Severn Ave., Ste.’s 102 & 200, Metairie, LA 70001
  • Progressive Southeastern Insurance Company IN
    c/o CT Corporation System, 150 West Market Street, Suite 800, Indianapolis, Indiana 46204
  • *Progressive Specialty Insurance Company (C.A. #5997)
    6300 Wilson Mills Road, Mayfield Village, OH 44143
    State of Domicile: OH
  • *Progressive West Insurance Company (C.A. #7756)
    6300 Wilson Mills Road, Mayfield Village, OH 44143
    State of Domicile: OH

* Companies maintaining a Certificate of Authority to transact insurance in California. The Certificate of Authority number (C.A. #) appears after the company name


We offer insurance by phone, online and through independent agents/brokers, and prices vary based on how you buy. You won't know which car insurance price is the lowest for you until you get separate quotes from both an agent or broker, and from us directly. Progressive quotes available through ProgressiveAgent.com are only for policies purchased through agents/brokers.