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Progressive's Loyalty Rewards Program

You deserve to be recognized — and thanked — for the time you spend with Progressive. That's why we offer Loyalty Rewards.

You can earn rewards right away — we automatically enroll you when you buy your Progressive policy — and they grow with time.

It's easy to check your rewards, too; simply contact your agent.

Rewards may include the following:*

  • Small Accident Forgiveness

    Resolve a minor claim and move on — it won't affect your rate.
  • Network of Preapproved Repair Shops

    In the event of a claim, you can use a shop in our network, where repairs are guaranteed for as long as you lease or own your vehicle.
  • Minor Child Discount

    Enjoy a break on your rate when you add a young driver to your policy.
  • Continuous Insurance Discount

    Carry continuous coverage and your discount could grow with time.
  • Large Accident Forgiveness

    If you've been with us for at least five years, and you and all the drivers on your policy have been claim-and violation-free for the last three, then you deserve a break. Your rate won't go up if you need to report a large claim.
  • Emerald Access

    Save time and get help faster — our customer service representatives make Emerald and Crown customer calls their priority.
  • Lifetime Crown Benefits

    When you've been with us for at least 20 years, you earn Lifetime Crown Benefits, which include our lifetime renewal guarantee.

You can also learn about Progressive's Loyalty Rewards Program for boat insurance, RV insurance, and motorcycle insurance right here on For more information, contact your independent agent or broker.

*© 2016 Progressive Casualty Insurance Company. The Progressive Loyalty Rewards Program is the property of Progressive and is nontransferable. Progressive reserves the right to change or discontinue the program at any time. Additional conditions may apply. Not available in all states and situations. Rewards vary by product, state, and tenure.

We offer insurance by phone, online and through independent agents/brokers, and prices vary based on how you buy. You won't know which car insurance price is the lowest for you until you get separate quotes from both an agent or broker, and from us directly. Progressive quotes available through are only for policies purchased through agents/brokers.