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Progressive's Loyalty Rewards Program

Our little way of saying thanks for sticking around!

We want to be your #1 choice for auto insurance — both now AND as your insurance needs change throughout the years. That's why we offer Progressive's Loyalty Rewards Program.

Rewards start as early as your first policy with us and can grow with each renewal — from silver-level, to gold, to platinum — all the way up to our diamond-level rewards. Upon buying a Progressive policy from your local agent or broker, you’ll be automatically enrolled in the program.

Rewards may include the following:*

  • Small Accident Forgiveness

    Minor accidents won't impact your rate at renewal.
  • Network of Preapproved Repair Shops

    In the event of a claim, you can use a shop in our network, where repairs are guaranteed for as long as you lease or own your vehicle.
  • Young Driver Discount

    Enjoy a break on your rate when you add a young driver to your policy.
  • Continuous Insurance Discount*

    Carry continuous coverage and your discount could grow with time.
  • Large Accident Forgiveness

    Even after a large accident, your rates won't increase at renewal.

You can also learn about Progressive's Loyalty Rewards Program for boat insurance, RV insurance, and motorcycle insurance right here on ProgressiveAgent.com. For more information, contact your independent agent or broker.

*© 2012 Progressive Casualty Insurance Company. The Progressive Loyalty Rewards Program is the property of Progressive and is nontransferable. Progressive reserves the right to change or discontinue the program at any time. Additional conditions may apply. Not available in all states and situations. Rewards vary by product, state, and tenure.


Auto insurance products and prices are different when purchased directly from Progressive or through independent agents/brokers. Because the prices are different, you won't know which price is the lowest for you until you obtain separate quotes from our agency and our direct businesses. Progressive quotes available through the ProgressiveAgent.com site are only for policies purchased through agents/brokers.