Umbrella Insurance

Personal Umbrella Brochure

Read more about personal umbrella insurance coverage with our brochure. (3.6 MB)

Personal Umbrella Insurance

About Personal Umbrella Insurance

Personal umbrella insurance is coverage that protects your home, property and assets when your home or auto insurance coverage is exhausted.

Example: You’re in an accident where the judge awards the other party $1 million. Your insurance covers up to $500,000, so you’re responsible for the remaining $500,000. Your umbrella insurance will help pay the remaining amount.

Progressive offers limits up to $5 million in umbrella insurance coverage to help protect your home, cars, savings — and your lifestyle.

A Progressive Personal Umbrella Insurance Policy Offers:

  • More liability coverage than most insurance policies provide
  • Personal injury coverage for slander, libel, wrongful eviction or entry, defamation of character, and malicious prosecution claims and more
  • Protection in — and even outside — the U.S.
  • Vacation rental coverage that offers liability insurance for rentals such as jet skis and boats
  • Coverage for attorney fees and other defense costs

How Umbrella Insurance Can Help You

Juries award damages based on the severity of an accident — not your ability to pay those damages. That means that you could be forced to sell your home and liquidate your assets to cover costs.

A personal umbrella insurance policy provides the extra coverage you need to help protect your car, house, boat, motorcycle and more.

Progressive offers competitive rates for personal umbrella insurance. Talk to your independent insurance agent* to see if a personal umbrella insurance policy from Progressive is right for you.

*Personal umbrella insurance coverage is currently available through select Progressive agents anywhere in the United States except: Alaska, Arkansas, Hawaii, Kentucky, Massachusetts, Mississippi, Montana, New Hampshire, New Mexico, Oklahoma, Rhode Island, West Virginia and Wyoming.

We offer insurance by phone, online and through independent agents/brokers, and prices vary based on how you buy. You won't know which car insurance price is the lowest for you until you get separate quotes from both an agent or broker, and from us directly. Progressive quotes available through are only for policies purchased through agents/brokers.