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PWC Insurance

Your Personal Watercraft Insurance Agent and Progressive

Ask your personal watercraft insurance agent for a PWC insurance quote with Progressive. Your personal watercraft insurance agent offers local PWC insurance policies and expert advice, as well as personalized service.

Personal watercraft insurance agents selling Progressive can offer you coverage from America's #1 insurer of personal watercraft (PWC), including Jet Skis and WaveRunners. And, when you choose Progressive for your PWC insurance needs, you can get great rates, specialized coverages and optional features you probably won't get if you insure your PWC on your homeowners policy, such as:

  • Liability limits up to $500,000
  • A wide selection of deductibles
  • Medical Payments Coverage — even for water skiers

And of course, with Progressive's PWC insurance, you'll always receive our superior claims service. Our claims service works fast to settle your claim fairly and get you back on the water.

Get specialized coverage from your personal watercraft insurance agent

Progressive and your personal watercraft insurance agent offer insurance options that meet the unique needs of PWC owners:

  • Water Skis — Your water skis are covered at no additional cost.
  • Unlimited Use — You won't have any time or location restrictions on your PWC insurance.
  • Fuel Spills — You'll get our help with accidental fuel spills that are your legal responsibility.
  • Personal Items — Don't worry about your sunglasses, clothing and cameras, etc. — they're covered under PWC insurance, too.
  • Roadside Assistance — You can count on us for help if your towing vehicle or trailer breaks down.
  • Wreckage Removal — Of course, we hope you don't wreck your personal watercraft. But if you do, your Progressive PWC insurance will help cover the cost to raise, remove and/or destroy the wreckage when your PWC sinks.

Local PWC Insurance vs. Coverage on a Homeowner’s Policy

The typical homeowner's policy provides only minimal PWC coverage. And it may not include specialized coverages, such as Total Loss Replacement, Personal Effects or Fuel Spill Coverage.

Don't be “sunk” when you have a claim and find out that you don't have the coverage you really need. Talk to your personal watercraft insurance agent and get a quote on local PWC insurance with Progressive.

Contact a personal watercraft insurance agent today

The easiest way to determine the best PWC insurance policy for you is to contact a personal watercraft insurance agent for help. A personal watercraft insurance agent will be able to clarify which items listed above are covered in your local PWC insurance policy.

Curious how much PWC insurance will cost? Get an online quote now.

We offer insurance by phone, online and through independent agents/brokers, and prices vary based on how you buy. Progressive quotes available through are only for policies purchased through agents/brokers.